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Unlad PHSAVINGS & CREDIT COOPERATIVE
YOUR PLACE IN THE COMMUNITY

More than an account.
A shared future.

Become part of a cooperative where individual goals contribute to collective progress. Here's what you need to know before you apply.

Ask about joining
BEFORE YOU BEGIN

Is membership
right for you?

We welcome individuals who support the cooperative's purpose and are ready to take part in its community.

Membership is by referral.

Your application should be endorsed by a member in good standing. Don't know a member yet? Contact our team for guidance.

MINIMUM QUALIFICATIONS

Who can apply?

  • At least 18 years old.
  • A Filipino citizen.
  • Has the legal capacity to enter into a contract.
  • Willing to support the cooperative's objectives and abide by its bylaws.

Meeting these qualifications allows you to apply. Membership remains subject to review and approval.

A CLEAR PATH TO MEMBERSHIP

Three steps.
One new beginning.

From your first introduction to approved membership, our team can explain what's required at each stage.

Have a question? Read the FAQ
  1. 01

    Submit your application

    Complete the application form and provide the required supporting documents, endorsed by a member in good standing. Contact our team for the current document checklist.

  2. 02

    Attend the pre-membership seminar

    The Pre-Membership Education Seminar (PMES) introduces the cooperative's principles, operations, member benefits, and responsibilities.

  3. 03

    Complete fees and share capital

    Once approved, pay the membership fee and initial share capital contribution. Confirm current amounts and payment instructions with the cooperative.

MAKE YOUR NEXT STEP EASIER

Start informed.
Apply with confidence.

Before submitting an application, ask our team about required documents, the next seminar schedule, membership fees, and the initial capital contribution.

Already a member? Access your account through the member portal.